Hello, my name is Josh Johnson! This website is here to help college students and young adults simplify their personal finances.  Thinking about achieving financial independence may seem overwhelming, but my hope is that this website can help you lay out a roadmap to financial freedom. The earlier you start thinking about your financial future, the better off you will be. My goal is for you to understand and equip yourself with information to be able to feel more free and less stressed about your money.